Illness

Tips for staying healthy (and what to do if you get sick)

Anonymous — Wed, 25 Sep 2024 07:00:00 +0000

Tips for staying healthy (and what to do if you get sick) Anonymous (not verified) Wed, 09/25/2024 - 01:00

The semester is in full swing, and so are common illnesses, like the flu, common cold and COVID.

Here are some tips to help you stay healthy this semester and things to do if you end up getting sick.

Ways to stay healthy

1. Get vaccinated

Vaccines can help your body’s immune system recognize and defend against a variety of viruses before you get infected. They can also reduce the severity of your symptoms if you end up falling ill.

Here are two vaccines to consider getting this year.

Flu: Students have a couple options to get a flu shot this semester. They can get a free flu shot at one of the flu shot clinics around campus—no appointment necessary. Students can also visit Wardenburg Monday through Friday from 9-11 a.m. Appointments are encouraged, but walk-ins can be accommodated depending on availability.
COVID: Updated 2024-2025 COVID-19 vaccines are available this year at Medical Services. Visit the Medical Services website for more information.

2. Avoid the spread

Practicing good infection-prevention habits can help reduce your exposure to germs and viruses and prevent the spread of illnesses.

Here are some ways you can help yourself and others.

Wash your hands regularly, especially before eating, after using the restroom and after class. Be sure to use soap and warm water for at least 20 seconds or use hand sanitizer.
Remind your friends, roommates and peers to cover their coughs and sneezes, even if it’s just seasonal allergies.
Wipe down commonly used surfaces in your home or residence hall, including door handles, toilets, faucets, remotes and other areas you and your roommates touch regularly.
Avoid sharing personal products and utensils with others. This includes things like lip balm, food, beverages, vapes and other products. You may also choose to wear a mask to reduce your exposure to respiratory illnesses.

3. Take care of yourself

Did you know that your immune system can be impacted by the things you do every day?

Here are a few ways to take care of yourself this season.

Sleep: Getting seven to nine hours of sleep each night can help strengthen your body and immune system against illnesses. Try creating a routine where you wake up and go to bed at the same time each night to ensure you get enough sleep.
Eating habits: Eating a variety of foods regularly can help you maintain your energy and ward off viral and bacterial infections. Try adding vitamin-dense fruits and vegetables to each of your meals.
Hydration: Staying hydrated can help loosen mucus and increase blood flow. Carrying a refillable water bottle and using water stations around campus is a great way to ensure you stay hydrated throughout the day.
Physical activity: Staying physically active can help your body build resilience against infectious diseases. Strive for at least 30 minutes of activity each day. This can include everything from walks across campus and trips to The Rec to playing yard games outside with friends.
Stress: Taking time to relax and manage stress is important to keep your immune system running at full capacity. When we feel overwhelmed it can impact how we take care of ourselves and decrease our ability to fight off infections.

What to do if you get sick

1. Stay home

Here are some more things you can do to prevent the spread of illnesses:

Disinfect surfaces in your home, especially if you live with more people.
Cough and sneeze into your sleeve, elbow or a tissue.
Increase ventilation by opening windows.
Avoid sharing utensils or personal items with roommates or friends.
Wash your hands regularly.
Wear a mask if you’re worried about respiratory illnesses.

2. Inform your instructors and supervisors

If you’re going to miss class or work due to an illness, give your instructors and/or supervisors a heads up.

Reach out to your instructors directly to explain your situation and let them know you cannot attend class. You should email them any assignments that are due and let them know you will make up any missed coursework. If you think you may be absent for longer, you should communicate that with them and ask them to discuss a plan to keep up in class.

If you need help navigating class requirements while you’re ill, Student Support and Case Management can help you come up with a plan and connect with campus resources.

3. Monitor your symptoms

Many illnesses share symptoms, and it can be hard to tell exactly what you have, especially in the early days of an infection. For instance, coughing and headaches are common among many illnesses, including flu, cold and COVID. Testing for COVID can help you narrow down the list of possible illnesses. At-home test kits are available over the counter at the Apothecary Pharmacy and at most local pharmacies.

While you’re sick, be sure to monitor your symptoms. Most illnesses can be managed at home with basic remedies.

Here are a few at-home remedies to try.

Drink plenty of fluids like water or tea.
If you are dehydrated, opt for electrolyte beverages like Gatorade or Pedialyte.
Get extra rest to help your body recover.
Use cough drops, gargle with saltwater or try honey sticks to relieve a sore throat.
Use over-the-counter medications to help manage symptoms like nausea or diarrhea.

Need supplies? Here are some options to get at-home remedies on campus.

Pick up free illness care supplies on the third floor of Wardenburg Health Center in the Wellness Suite.
Order free cold care supplies for on-campus delivery to residence halls through the Buff Box program.
Stop by the Apothecary Pharmacy to purchase COVID test kits, over-the-counter medications and prescriptions.

If you’re unsure what to do or have additional questions, call your primary care provider or the main line at Medical Services (303-492-5101). You will be connected with a nurse at Medical Services who can discuss your symptoms and treatment options, including whether you should take care of yourself at home or seek medical care. For after-hours support, you can call your local urgent care or schedule a free virtual appointment on-demand through AcademicLiveCare.

4. Seek emergency care if needed

If you or someone you know experiences any of these symptoms, seek emergency medical care immediately:

Difficulty breathing
Persistent pain or pressure on chest
Sudden confusion
Inability to wake or stay awake
Bluish lips, face or skin

Call 911 or head to a local emergency room. You can also contact your medical provider if you are experiencing severe symptoms and aren’t sure if you need urgent support.

Resources

Medical Services
Students can call Medical Services at 303-492-5101 to discuss their symptoms and figure out a treatment plan for a variety of illnesses.

Apothecary Pharmacy
The Apothecary Pharmacy offers over-the-counter remedies, COVID tests and prescriptions.

Wellness Suite
Pick up free cold, flu and COVID care supplies at the Wellness Suite on the third floor of Wardenburg Health Center.

Buff Boxes
Students can order free supplies to their residence hall through the Buff Box program.

Free flu shots
Students can get a free flu vaccine on campus during drop-in hours or by appointment.

COVID shots
Students can schedule a COVID vaccine appointment at Medical Services, with their primary care doctor or at a local pharmacy. COVID vaccines will be billed through your insurance plan.

AcademicLiveCare
If you need after-hours or weekend support, students, staff and faculty can take advantage of AcademicLiveCare. This free program allows you to schedule free online medical and mental health appointments from anywhere.

The semester is in full swing, and so are common illnesses, like the flu, common cold and COVID. Here are some tips to help you stay healthy this semester and things to do if you end up getting sick.

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Top health concerns for college students (and what to do about them)

Anonymous — Wed, 25 Sep 2024 06:00:00 +0000

Top health concerns for college students (and what to do about them) Anonymous (not verified) Wed, 09/25/2024 - 00:00

Health issues are more common than you may think among college students. Here are some of the most common health concerns you may experience in college and what you can do about them.

1. Stress, anxiety and depression

Many students experience mental health challenges in college, whether it’s related to stress, anxiety or depression. Increased responsibilities, busy schedules, changes in routine and other personal circumstances can all impact mental health in different ways.

If you’re struggling with your mental health, it’s important to know that resources are available to help you cope and feel better.

Here are a few to check out:

Mental health workshops: Counseling and Psychiatric Services (CAPS) offers free weekly workshops to help students address anxiety, depression, stress, mindfulness and more.
Peer Wellness Coaching: Sometimes the best advice comes from other Buffs. That’s where peer wellness coaches come in. You can meet with a trained student to talk through things and get advice about time management, academics, test prep, relationships and more.
Let’s Talk: Talking through challenges can be a great way to gain insight, come up with a game plan and connect with resources. CAPS offers free drop-in hours as part of their Let’s Talk program where you can meet informally with a counselor for free to chat through a variety of concerns, including stress, anxiety and depression.
AcademicLiveCare: Students can access free, virtual counseling and psychiatry appointments online through AcademicLiveCare. This service is available to all students, regardless of your insurance plan.
Acupuncture and ear seeding: Did you know acupuncture can be used to help reduce stress, anxiety and depression? The Collegiate Recovery Community offers free ear seeding events every other Wednesday throughout the semester.
WellTrack: WellTrack is a free interactive and self-guided app that can help you identify, understand and address issues like stress, anxiety and/or depression.

2. Sleep

Getting enough sleep can be tricky in college. Work, classes, extracurriculars, exams and social events can all impact how much (or how little) rest we get. With everything going on, it’s important to remind yourself that sleep plays a critical role in your overall health and well-being. In fact, getting enough sleep can help keep your immune system running smoothly, improve your mood, help you retain information for exams and more.

If you’re struggling to get into a good sleep routine, here are some tips that can help:

Reduce your caffeine consumption during the day, especially in the late afternoon and evenings.
Avoid taking long naps during the day. Instead, focus on taking power naps that are only 20 to 30 minutes long. Campus has a variety of nap pod locations at The Rec, Wardenburg and Norlin Library.
Reduce your screen time at night. This includes your phone, laptop, gaming devices and televisions.
Get more natural light during the day by spending time outside.
Go to the gym earlier in the day to avoid releasing adrenaline into your system that may keep you up at night.
Make a nightly routine that helps you relax and prepare for bed. For instance, you can try brushing your teeth, reading a book, stretching, meditating or sipping sleepy time tea.
Pick up free sleep supplies like sleep masks, tea, ear plugs, aromatherapy rollers and more from the Wellness Suite on the third floor of Wardenburg Health Center or have them delivered to your residence hall through Buff Box.
Consider signing up for a group acupuncture session if you struggle with insomnia. Acupuncture can help increase your melatonin, reduce stress and improve the overall quality of your sleep.

Check out more tips to help you optimize your sleep schedule.

3. Sexually transmitted infections

Did you know that about one in five people in the U.S. has a sexually transmitted infection (STI)? These types of infections are common in young adults and can pass from person to person through sexual activities like oral sex, vaginal sex, anal sex, genital contact or sexual fluids like semen.

Common STIs include human papilloma virus (HPV), chlamydia, gonorrhea, syphilis and herpes simplex virus (HSV), among others.

If you plan to be sexually active, here are some tips to follow:

Use protection, like dental dams, condoms and finger caps. Free supplies are available at Wardenburg Health Center and in Buff Boxes.
Get tested for STIs regularly if you are sexually active. Remember that the most common symptom of an STI is no symptoms.
Talk openly with your partners about your status or test results.
Get vaccinated for human papilloma virus (HPV) and Hepatitis B.
If you’re at an increased risk of contracting HIV, Medical Services offers Pre-Exposure Prophylaxis (PrEP).
If you are concerned that you may have been exposed to bacterial STIs like syphilis, chlamydia or gonorrhea, doxyPEP can help prevent contraction after exposure.

If you or a partner ends up contracting an STI, it’s important to know that most types of STIs are treatable, and Medical Services offers a variety of testing and treatment options. Free at-home test kits are also available through a partnership through the Colorado Department of Public Health and Environment (CDPHE). Find more information about what to do after unprotected sex and how to keep yourself safe in the future.

4. Seasonal illnesses

College campuses are crawling with germs and viruses. This is because students often live in close quarters, attend social gatherings and may have larger classes. Some of the most common seasonal illnesses to watch out for include the common cold, flu and COVID.

Avoid getting sick this year by:

Getting a free flu and/or COVID vaccine.
Washing your hands regularly, especially before eating and after using the restroom.
Staying hydrated and getting seven to nine hours of quality sleep.
Reducing your contact with others if they're feeling under the weather.
Disinfecting common surfaces in your home regularly.

If you do get sick, monitor your symptoms, cover your coughs and sneezes, stay home when possible and opt to wear a mask. It’s important to know that viral infections like the common cold can’t be treated by a doctor. In these cases, you can use at-home remedies like cough drops, herbal tea, honey sticks for a sore throat and other self-care tactics. Pick up free wellness supplies at the Wellness Suite in Wardenburg Health Center or get them delivered to your residence hall for free in a Buff Box.

If you’re experiencing more severe symptoms like pain, nausea, vomiting, diarrhea or difficulty breathing, it’s probably best to make an appointment with Medical Services. Students can also access care after-hours, on the weekends and during breaks through AcademicLiveCare.

5. Meningitis

Proximity with a lot of other people can lead to more than just seasonal illnesses. This is especially true for those living in residence halls or high-occupancy housing units. In fact, college students are at increased risk of contracting meningitis.

Meningitis is a serious, and sometimes life-threatening, infection of the brain and spinal cord.

The best way to prevent the spread of meningitis is to get the Meningitis (Men-ACWY) vaccine. If you’re not already vaccinated, you can schedule a vaccine appointment with Medical Services.

Symptoms of meningitis include:

Confusion
Fever
Headache
Sensitivity to light
Stiff neck

If you or someone you know is experiencing any of these symptoms, make an appointment at Medical Services to be evaluated. It’s important to catch meningitis infections early to reduce the chances of spreading it to others and prevent serious nerve or brain damage. If you are experiencing symptoms after-hours, please go to an urgent care facility near you.

6. Substance use and misuse

Even though 93% of CU Students support choosing not to drink at parties, college can come with unspoken expectations around partying, drinking and substance use.

Students may choose to use substances to cope with mental health issues, manage stress, improve their energy, catch up on assignments, ease social anxiety and more. However, substances can also cause students to have unwanted experiences, such as worsening mental health issues, poor grades, reduced learning or performance, legal challenges, risky decisions or behaviors, accidents and reliance on unhealthy coping methods, among others. In some cases, substance use may result in increased emergency room visits, accidents, alcohol poisoning, overdoses, addiction and long-term health effects.

If you’re interested in exploring or changing your relationship with substances, you can schedule a Buffs Discuss Substance Use session. These sessions are run by trained undergraduate peer facilitators who can empower students to gain deeper understanding and be intentional about substance use. If you prefer to work with a professional staff member, check out the free and non-judgmental Exploring Substance Use Workshop.

CU Boulder also has programs to help students who are in recovery or seeking recovery from a variety of unhealthy behaviors, including substance use. Health Promotion offers free support for quitting nicotine, including quit kits, coaching and more. Additionally, the Collegiate Recovery Community offers free peer support, weekly meetings and social events for students in recovery or interested in recovery from a variety of substances and other unwanted behaviors.

Students can pick up free naloxone or fentanyl test strips on the third floor of Wardenburg Health Center or by ordering a Safer Night Out Buff Box.

7. Eating changes

There are a variety of things that can trigger changes in our eating patterns. In some cases, these changes are temporary, for instance forgetting to eat lunch while studying for an exam. However, significant changes can lead to more serious or long-term eating concerns, such as disordered eating behaviors or eating disorders.

For many students, college may be the first time that you have had the freedom or responsibility for deciding when, what and how to eat. This, on top of other stressors in college, can sometimes cause anxiety, especially for those who aren’t sure what food choices to make. Anxiety around food can also be compounded by things like cultural beauty standards, body image and comparing your body with those around you.

Here are some factors that can lead to unhealthy eating patterns:

Change or loss of control: Experiencing a lot of new things at once can be exciting, but it can also lead to stress or anxiety. As a result, people may compensate by exerting more control over what they eat.
Academics: It’s normal to feel worried about grades, workload and studying every once in a while. However, if classes become too stressful, some may use food as a coping method or a way to create control and stability.
Social groups: Friendships play a critical role in your college experience. However, it can also come with unspoken rules or peer pressure related to food, body image and exercise.
Food availability: Previous food experiences and current circumstances can impact how we view or access food. If someone is food insecure, it can affect their eating habits because they lack proper access to food.

If you feel lost when it comes to food or want to improve your relationship with food or exercise, there are resources on campus that can help.

Nutrition Services

Meet with a registered dietitian nutritionist (RDN) to learn about intuitive eating, adequate food intake and ways to overcome food rules or restrictions. Appointment options range from free screenings to ongoing sessions.

Collegiate Recovery Community (CUCRC)

The CUCRC provides a free Food and Body Image support meeting every week. This drop-in meeting is a great place to build community and work with others who are in recovery from unhealthy relationships with food and body image.

Buff Pantry

The Basic Needs Center has an on-campus food pantry that supports all undergraduate and graduate students experiencing food insecurity. Simply complete a client intake form online and schedule an appointment to stop by once per week to select grocery items.

Explore your relationship with physical activity

Participating in regular movement (i.e., physical activity or exercise) has proven benefits for both our minds and bodies. Here are some tools to help you move your body in a safe and healthy way.

SNAP enrollment

The Basic Needs Center is available to help students enroll in the Supplemental Nutrition Assistance Program (SNAP), which provides supplementary funds to help qualifying individuals and families access nutritious food.

Dietary Accommodations

Campus Dining Services strives to meet the dietary needs of our community through access to food options that are allergen-free, halal, kosher, vegan and vegetarian. If you need support navigating food options on campus, you can work one-on-one with our registered dietitian nutritionist.

8. Relationships

Exploring your sexuality and relationships is a normal part of college life and young adulthood. Making new friends, forming and maintaining long-term relationships, dating and hooking up require us to set boundaries, communicate openly, build trust and find support when we need it.

It's also important to recognize when a relationship that feels uncomfortable, unhealthy or downright harmful. These characteristics can show up in a variety of ways, including when our boundaries are not respected, issues with trust or breakdowns in connection or communication.

If you notice a friend seems more unhappy than not in their relationship or they express feeling unsafe with a partner, this is a good opportunity to offer care and support.

The Office of Victim Assistance is a great resource that can help students recognize and seek support for:

Healthy, unhealthy and abusive relationship behaviors
Stalking
Sexual harassment
Intimate partner abuse, dating and domestic violence, and familial abuse
Rights, reporting options and advocacy
Short-term trauma counseling services
Community referral options
Ways to support friends or family members who have been through a traumatic experience

The Office of Institutional Equity and Compliance (OIEC) also offers free sexual relationships and consent workshops to help students explore boundary-setting, sexual decision-making, consent and the impact of alcohol on sex.

9. Physical injuries

Accidents happen, especially in college. That’s why it’s important to take precautions to avoid serious injuries on and off campus. Here are some tips you can use to stay safe.

Biking, skateboarding, walking and scootering

Always wear a helmet when biking, skateboarding or riding a scooter.
Stay in designated bike lanes or walking lanes.
Pay attention to your surroundings, especially when biking in the road, using crosswalks or going through intersections.
Be mindful of dismount zones on campus, and follow the rules, especially during high traffic times.
Never bike, skateboard or use scooters when under the influence of alcohol, marijuana or other substances.

Outdoor recreation

Always wear a helmet when rock climbing, bouldering, skiing, snowboarding, mountain biking or tubing.
Stay on designated trails and be mindful of avalanche or flood conditions in the backcountry.
Always pack adequate water and food, wear sunscreen and bring first aid supplies when adventuring outside.
Let someone know where you’re going and how long you expect to be gone. Be sure they can call for help if they don’t hear from you.

Driving

Never drive under the influence of alcohol, marijuana or other substances. If you’re intoxicated, designate a sober person to drive or leave your car behind and use CU NightRide, public transit or a rideshare service instead.
Minimize distractions by putting your cell phone on drive mode and not texting while driving.
Leave adequate space between yourself and other cars, especially during rush hour or in congested areas.
Use your hazard lights if you need to come to a stop quickly. This will alert the person behind you that they need to brake sooner than they might expect to avoid a collision.
If you are involved in an accident, move your vehicle to the shoulder or out of traffic.
Watch for pedestrians and bikes, even if they are not in a designated crosswalk or bike lane.

If you get injured or are involved in an accident, there are a variety of support services you can use on campus.

Medical Services

Medical Services provides injury care services, including x-rays. They can also help refer you to community services if you need more intense rehabilitation.

Physical Therapy and Integrative Care (PTIC)

The PTIC office provides a variety of services to students, including physical therapy, chiropractic care, acupuncture and massage to help address injuries, pain and other concerns.

Recreation Injury Care Center (RICC)

RICC provides free services to patrons and guests of the Rec Center including first aid, baseline concussion testing, injury prevention services and athletic training services.

AcademicLiveCare

If you need after-hours support for medical or urgent care needs, AcademicLiveCare offers free, on-demand virtual appointments for all students.

Health issues are more common than you may think, especially among college students. Here are some you may experience in college and what you can do about them.

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Want to try acupuncture? Here are 4 things you should know

Anonymous — Mon, 30 Oct 2023 19:31:37 +0000

Want to try acupuncture? Here are 4 things you should know Anonymous (not verified) Mon, 10/30/2023 - 13:31

Acupuncture can be a great way to address a variety of health concerns. Here are a few things to know if you’re curious about trying acupuncture for yourself.

1. What is acupuncture?

Acupuncture is a form of traditional Chinese medicine that dates back more than 4,000 years. Acupuncture works by using fine, hair-like needles to target acupressure points along the body (don’t worry, it sounds scarier than it is). These needles help to stimulate your body’s own healing mechanisms to improve your health and well-being.

The traditional philosophy behind acupuncture is that it can help the flow of Qi, or life force energy. It is believed that Qi flows through 14 main pathways, also known as meridians, along the body. Lifestyle choices, like diet, exercise, injury, stress and other factors are believed to disrupt the flow of Qi, causing imbalances that can result in a variety of physical and emotional symptoms. Using acupuncture specific points of the body is thought to help restore the flow of Qi and improve well-being.

2. What can it treat?

Research from the National Institute of Health has shown that acupuncture can be helpful in treating a variety of ailments, including:

Allergies
Back or neck pain
Anxiety and depression
Digestive disorders
Fatigue
Neurological disorders
PMS symptoms
Respiratory illnesses
Stress and more

3. What's the difference between acupuncture and acupressure?

Like acupuncture, acupressure is believed to increase the flow of Qi and rebalance the body’s natural systems of wellness. However, acupressure can be done without the use of needles. Instead, pressure is applied along the meridian lines of the body. This can be a great option for those who may be concerned about needles or would prefer a non-invasive form of traditional medicine.

4. What can you expect from acupuncture services on campus?

Medical Services provides acupuncture and acupressure services for students, staff and faculty on campus. Here are few things you can expect during your appointment.

Individual acupuncture
Individual acupuncture appointments are a great way to get personalized care and address specific health needs. During these sessions, an acupuncturist will review your medical history and discuss your specific concerns in order to create a personalized treatment plan. Acupuncture is placed at various points and treatments typically last 60 minutes. You can also opt to have ear seeds placed instead of needles. For the most effective treatment, we recommend making a weekly or biweekly appointment.

Learn more about individual acupuncture

Group acupuncture
Group acupuncture sessions are available at a discounted rate. During these sessions, participants will receive auricular acupuncture that involves using needles or ‘seeds’ around your ear. This kind of treatment can help reduce stress, anxiety, burnout and symptoms of addiction. Group sessions typically last 30 to 40 minutes.

Learn more about group acupuncture

Acupuncture and mindfulness workshops
Medical Services offers a blended workshop that focuses on effective mindfulness and meditation practices followed by a group acupressure or acupuncture session. These workshops are intended to help teams and small groups improve their emotional and physical well-being. Workshop dates are available throughout the year. Sessions are customized to individual groups, and treatment length may vary depending on needs.

Email the clinic for more information

Acupuncture can be a great way to address a variety of health concerns. Here are a few things to know if you’re curious about trying acupuncture for yourself.

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3 things to know about COVID in 2022

Anonymous — Wed, 31 Aug 2022 13:55:21 +0000

3 things to know about COVID in 2022 Anonymous (not verified) Wed, 08/31/2022 - 07:55

While life has started to get back to ‘normal’, here are a few things to know about COVID in 2022.

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Tips for understanding health insurance basics

Anonymous — Thu, 04 Aug 2022 06:00:00 +0000

Tips for understanding health insurance basics Anonymous (not verified) Thu, 08/04/2022 - 00:00

Health insurance is probably one of those things you wish you would’ve learned about in high school or as part of your undergraduate degree. While insurance plans can be complex, understanding your policy is an important part of managing your health (and wallet).

If you feel overwhelmed navigating healthcare or insurance systems, you’re not alone. That’s why we’re here to help. Here are a few tips and tricks to help you understand the basics and make the most of your health insurance plan.

Did you know?

All CU Boulder students can access care through Medical Services, regardless of what kind of insurance plan they have. This includes students with the Anthem Gold Student Health Insurance Plan (SHIP) as well as private insurance plans.

Learn more about using your insurance at CU Boulder

Why is health insurance important?

Health insurance helps cover the cost of medical treatments, appointments, mental health visits, prescription medications and other health-related expenses. Like car insurance, health insurance can provide us with a sense of security in case accidents or unexpected illnesses or injuries happen.

While you may have your own private health insurance plan, many students choose to enroll in the Anthem Gold Student Health Insurance Plan (SHIP) designed specifically for CU Boulder students.

Important insurance terms to know

It’s important to know that every health insurance plan is unique. The “rules'' for your insurance plan may be different from that of your friends. Here are a few important terms to know and look out for to help you understand and use your health insurance:

Premium: This is the amount you pay in order to be part of a health insurance plan. If you are on a family member’s insurance plan, they are likely the one who is paying the premium. If you choose to enroll in the Anthem Gold Student Health Insurance Plan, your premium ($1,988) is paid through your tuition account once per semester.
Deductible: This is the amount you pay for services each year before the insurance company starts paying its share of the costs. For instance, students with the Anthem Gold SHIP have a deductible of $500. This means that you are responsible for paying the first $500 worth of care you receive. After you’ve paid the full $500, your insurance company will start helping to cover expenses. Some insurance plans are considered high deductible plans, where the deductible can range anywhere between $5,000 and $10,000 per year.
Copay: A copay is a fixed amount that you pay upfront when you receive care. Copays can apply to appointments, prescriptions or other services. Sometimes copays count toward your deductible amount, but not always. For instance, students with the Anthem Gold SHIP have a $40 copay that does not count toward their deductible.
Coinsurance: Coinsurance means that you pay a percentage of the total cost of your medical care. For instance, students with Anthem Gold SHIP have a 20% coinsurance that starts after their deductible is met. This means that if you get an x-ray for $100, you would pay $20 and your insurance company would pay the remaining $80. Coinsurance typically applies to major medical services or expenses, like imaging, surgery, etc.
Out-of-pocket expenses: This term describes all of the costs you pay for yourself. For instance, if you pay the cashier at the pharmacy or the receptionist when you check in for an appointment, these are considered “out-of-pocket expenses” because they are coming out of your own wallet.
Out-of-pocket maximum: Most plans put a maximum limit on the amount of money you have to personally pay for medical expenses. For most plans, the limit can range from a few thousand dollars to tens of thousands. For instance, students with the Anthem Gold SHIP have an out-of-pocket maximum of $8,750 per year. After you meet this amount the insurance plan pays 100% of any additional medical expenses you incur. If your plan uses copays, they may or may not apply to your deductible, but they will count toward your out-of-pocket maximum.
In-network/out-of-network: Most insurance plans partner with doctors to get better pricing and coverage for health services. Doctors and health centers that are partnered with your insurance plan are part of an “in-network” group. Doctors and health centers that are not part of this group are considered “out-of-network”. Out-of-network services usually have a separate deductible and out-of-pocket maximum that is higher than your in-network deductible/maximum. Because of this, out-of-network services often cost more or may not be covered by your insurance plan. Researching doctors, hospitals or other providers in advance can help you save money and avoid surprise bills. For students with the Anthem Gold SHIP, you have access to a very broad Anthem PPO Network.
Supplemental coverage: Insurance plans don’t always cover everything. Supplemental coverage is designed to help cover the bills and costs that your insurance plan doesn’t pay for. CU Boulder has its own supplemental coverage program known as BuffCare. This plan is available for students who choose to use their own private health insurance plan at CU Boulder. BuffCare is designed to give you peace of mind in the event of an illness or injury by covering out-of-pocket expenses for care provided by Medical Services.

How to read your insurance card

Insurance cards are unique for each insurance company and plan. However, many of them provide similar information, regardless of what kind of insurance you have. Here is an example of what an Anthem Gold SHIP card looks like.

Front of health insurance card

Back of health insurance card

Check your insurance card for the following information. Keep in mind that your insurance card may look different than the sample listed above and not all insurance cards use the same terms or display all of the same information.

Insurance carrier: The top of your insurance card will typically list the insurance company that your plan is provided by, such as Anthem, Kaiser, Blue Cross Blue Shield or another insurance company.
Member ID: This number is used to identify you within an insurance system. For instance, your doctor’s office will use this number in order to bill your health insurance plan account for services. Depending on your insurance plan, this could be listed on your card as a subscriber ID or another similar term.
Plan numbers: This section can include your group number, plan code, RxBIN and more. These numbers are used to track the specifics of your plan, so your provider can bill your insurance for in network services, out of network services, prescriptions and other expenses.
Cost sharing: These numbers provide you with information about your deductible, copays and coinsurance, if applicable. For instance, with this insurance plan, you pay $40 for general care and specialist visits, $20 for mental health visits and a deductible of $500.
Phone numbers: Your insurance card should list phone numbers that you can call if you have questions about finding a provider, what services are covered, billing information or general support. If you’re not sure which number to use, call Member Services and they can redirect you to the correct department.

*Some insurance information may be abbreviated on your card. For instance, Rx typically stands for prescriptions. If you are unsure about an abbreviation or any of the information above, call the member services number on the back of your card for support. You can also review your insurance plan information online through your insurance company’s website or member portal.

Additional resources and support

There are a number of resources on campus that can help you navigate health insurance questions.

Health & Wellness Administrative Services

The Administrative Services team oversees all aspects of medical insurance, billing, and medical records at CU Boulder. They can also help answer questions about health insurance, billing, or medical records.

Learn more about Administrative Services

Anthem Student Health Insurance Plan (SHIP)

If you are currently enrolled in the Anthem Gold Student Health Insurance Plan, you can learn more about coverage, benefits and more by visiting the CU Boulder health insurance website.

Learn more about CU Boulder Gold SHIP

BuffCare Program

Insurance plans don’t always cover everything. Supplemental coverage is designed to help cover the bills and costs that your insurance plan doesn’t pay for. CU Boulder has its own supplemental coverage program known as BuffCare. BuffCare is designed to give you peace of mind in the event of an illness or injury by covering out-of-pocket expenses for care provided by Medical Services.

Learn more about BuffCare

Medical Services

Medical Services specializes in college health and is available to all CU Boulder students, regardless of your insurance plan. Students can visit Medical Services for primary care, sexual and reproductive health, physical therapy, nutrition and more. They also have a full-service Apothecary Pharmacy on site to fill prescriptions and provide over the counter medications and supplies.

Schedule a medical appointment

Counseling and Psychiatric Services (CAPS)

CAPS can help you navigate mental health coverage and help you find a local provider in Boulder that works for you and your insurance plan. You can also find mental health services based on your insurance plan by visiting Thriving Campus.

Schedule a screening appointment

While insurance plans can be complex, understanding your policy is an important part of managing your health (and wallet). Here are a few tips and tricks to help you understand the basics of your health insurance plan.

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How to stay healthy when traveling

Anonymous — Tue, 01 Mar 2022 07:00:00 +0000

How to stay healthy when traveling Anonymous (not verified) Tue, 03/01/2022 - 00:00

Break is just around the corner and for some of us that means travel. Whether you’re heading out of town by car, bus, train or plane, there are a few things you should keep in mind to stay healthy when traveling.

Sleep

Between jumping time zones and hauling luggage, travel can wear us out. That’s why it’s important to make sleep a priority when traveling. Aim to get at least seven to nine hours of sleep each night, and don’t feel bad if you need to work in a 20-minute power nap during the day.

Wash your hands

This is a popular time for travelers, which means you might be exposed to more germs than usual. Keep yourself healthy and protected against illness by washing your hands often: after using the bathroom, before eating and between destinations. If warm water and soap aren’t available, an alcohol-based hand sanitizer is a good alternative. You can pick up a free travel bottle from Health Promotion on the third floor of Wardenburg Health Center.

Stay hydrated

Traveling can increase your chances of dehydration, especially if you’re traveling long distances. Drinking plenty of water is a great way to help us feel our best, stay energized and protect ourselves against illness. Remember to bring a reusable water bottle that you can fill up at the airport or train station. It may also be helpful to set reminders on your phone to make sure you’re drinking throughout the day.

Bring a mask

Whether you’ve been fully vaccinated or not, it’s important to be aware of and follow guidelines for wearing a mask. Indoor locations like terminals, airplanes, train stations and other enclosed areas may still require masks. It may be helpful to review policies for airlines and other transportation companies before heading out. Unsure about requirements? Pack a mask just in case.

It’s also a good idea to practice good hygiene to avoid a variety of illnesses while traveling:

Wash your hands or use hand sanitizer regularly.
Cough or sneeze into a tissue or into your sleeve.
Avoid touching your face.

Before you arrive at your destination, be sure to check local and regional guidelines and public health orders. Some areas may require a self-quarantine period for travelers. Visit the Centers for Disease Control (CDC) for more information.

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6 summer travel tips

Anonymous — Fri, 04 Jun 2021 06:00:00 +0000

6 summer travel tips Anonymous (not verified) Fri, 06/04/2021 - 00:00

As COVID-19 restrictions ease and more people become vaccinated, you may have summer travel plans on your mind. Here are six tips to help keep yourself and others safe while traveling.

1: Get vaccinated

Getting vaccinated is the best way to ensure that you are protected from COVID-19 while traveling. If possible, delay travel plans until you are able to get fully vaccinated. Keep in mind that your body’s immunity is not at full strength until two weeks after you are fully vaccinated (i.e. two weeks after the second dose of Moderna or Pfizer or a single dose of Johnson & Johnson).

2: Review and follow guidelines

Check ahead to see what restrictions and guidelines are in place at your travel destination. You may need to complete a COVID-19 monitoring/surveillance test 48-72 hours before traveling. There are a number of monitoring testing locations available on campus for those who do not have symptoms. Keep in mind that some areas may require test results even if you are fully vaccinated.

If you are experiencing any symptoms of COVID-19, schedule a diagnostic testing appointment at Wardenburg or with your healthcare provider as soon as possible. Even if you are fully vaccinated, it’s important to get tested.

Do not travel if you are experiencing any symptoms of COVID-19.

3: Make a plan

Create a travel plan to keep yourself, your family and fellow travelers safe. Take time to talk through your plans with any family or friends you plan on visiting. Let them know how you’ll be traveling, who you’ll be traveling with, where you’ll be stopping and what the potential risks are. Work together to follow public health guidance and other precautions as much as possible, to ensure everyone enjoys a safe and healthy trip.

4: Bring a mask

If you choose to use Uber, Lyft, taxis or another ridesharing service, be sure to wear a mask and ride in the rear seat of the vehicle. If possible, keep a window open for the duration of your journey.

It’s also a good idea to practice good hygiene to avoid a variety of illnesses while traveling:

Wash your hands or use hand sanitizer regularly.
Cough or sneeze into a tissue or into your sleeve.
Avoid touching your face.

5: Limit your stops

If you are traveling long distances, try to limit your stops as much as possible. For instance, if you are driving, fill up on gas and food before you leave. Limit bathroom breaks and plan your stops ahead of time. Limiting your stops can help save you time and minimize unnecessary interactions with others.

6: Practice self-care

Staying hydrated, sleeping 7-9 hours each night and eating regular balanced meals can help our bodies and immune systems stay strong. Remember to drink water throughout the day and pack meals or snacks if you will be traveling for long periods. If you are feeling drowsy during the day, consider taking a quick 20-minute nap to recharge.

Additional COVID-19 Information

As COVID-19 restrictions ease and more people become vaccinated, you may have summer travel plans on your mind. Here are 5 tips to help keep yourself and others safe while traveling.

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3 things you can do to prepare for flu season

Anonymous — Mon, 05 Oct 2020 06:00:00 +0000

3 things you can do to prepare for flu season Anonymous (not verified) Mon, 10/05/2020 - 00:00

Preparing for flu season has never been more important. Coupled with the current COVID-19 pandemic, the flu season poses significant risks to students and our community. Take precaution this fall by following these tips:

#1 Get a flu shot

The flu vaccine is proven to be the most effective way to prevent the flu. All students can receive a free flu shot with their Buff OneCard. Appointments are required and can be made online through the MyCUHealth portal. Clinics are available on campus at the following locations:

Mondays

Wardenburg Health Center (3rd floor conference room): 10 a.m. to noon
Engineering (Clark Conference Room, ECAD 109): 1:30 to 3:30 p.m.
Kitt Central Residence Hall (Lobby): 4 to 6 p.m.

Tuesdays

Wardenburg Health Center (3rd floor conference room): 10 a.m. to noon
Wolf Law (100 Boettcher Hall): 1:30 to 3:30 p.m.

Wednesdays

Wardenburg Health Center (3rd floor conference room): 10 a.m. to noon
Rec Center FitWell Suite (main floor): 2 to 4 p.m.

Thursdays

Wardenburg Health Center (3rd floor conference room): 10 a.m. to noon
Engineering (Clark Conference Room, ECAD 109): 1:30 to 3:30 p.m.
Rec Center FitWell Suite (main floor): 5 to 7 p.m.

Fridays

Wardenburg Health Center (3rd floor conference room): 10 a.m. to noon
Village Center Clinic: 1:30 to 3:30 p.m.

Learn more about free student flu shots

#2 Follow public health guidelines

While public health guidelines are intended to combat the spread of COVID-19, they are also effective in reducing the spread of the flu. Remember to:

Stay home if you’re sick. Whether you may have a cold, flu or COVID-19, it’s important to stay home if you’re feeling unwell.
Wash your hands often. This includes after using the restroom, before eating, after class, etc. If warm water and soap aren’t available, use an alcohol-based hand sanitizer.
Clean and disinfect surfaces. Wipe down communal surfaces like doorknobs and counters with disinfectant.
Wear a face covering and practice physical distancing. Cold and flu viruses can spread through droplets, just like COVID-19. Wearing a proper face covering and keeping 6 feet of distance between yourself and others can help reduce the spread.
Get tested. If you aren’t sure if you are experiencing a cold, flu or COVID-19, you should make an appointment through your MyCUHealth portal to meet with a provider and determine if you need to get tested. Symptoms can be similar and mild, especially in the first few days.
Follow quarantine and isolation protocols. Learn more about how and when to quarantine or isolate.

#3 Protect your immune system

Our immune systems are impacted by everything we do, from what we eat to our stress levels. This means that eating balanced meals, staying hydrated and sleeping 7-9 hours per night all help protect and strengthen our immune systems.

Make it a priority this fall by sticking to a regular bedtime schedule on school nights, keeping a refillable water bottle with you to stay hydrated and eating fruits and vegetables with most meals. Making time for physical activity can help, too. You can stay physically active by walking outside, visiting the Rec Center or enjoying virtual recreation programs at home.

Feeling sick but unsure what to do?

Medical Services offers a free 24-hour nurse line that can help assess your situation and make recommendations. Call 303-492-5101 to speak to a nurse.

If your symptoms don’t require immediate medical attention, nurses can provide tips for at-home remedies.

If you need medical assistance, Medical Services offers appointments at Wardenburg Health Center. In-person and telehealth appointments are available.

Schedule an appointment through MyCUHealth

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Tips to maximize your Colorado summer

Anonymous — Thu, 16 May 2019 23:00:23 +0000

Tips to maximize your Colorado summer Anonymous (not verified) Thu, 05/16/2019 - 17:00

Summer is just around the corner. That means you’ll have more opportunities to get outdoors, soak up some vitamin D and get active. Follow these tips to maximize your Colorado summer.

Outdoor exposure

300 days of sunshine combined with high altitudes make Colorado a great spot to catch a sunburn. Minimize the risks while still enjoying our especially great outdoors with these guidelines:

Apply sunscreen of at least SPF 30 half an hour before heading outside. Reapply every couple of hours to avoid burns.
Wear protective clothing like sunglasses, hats and long-sleeved shirts if you’re out in the sun for a while.
Know the signs of dehydration, and always drink plenty of water. If you’re taking a pet out on the trails with you, be sure you’re carrying enough water for them, too!
Invest in mosquito and other bug repellants if you'll be hiking, biking, camping or spending time in wooded areas.
If you'll be exercising outdoors, try to stay in the shade, or go in the early mornings and evenings when temperatures are lower and the sun isn't directly above you.

Biking

With plenty of designated lanes and trails, Boulder is the perfect place to log some miles on your bike. Whether you’re commuting to work, stopping by the farmer’s market, or heading up to Chautauqua, keep these tips in mind:

You already know that helmets greatly reduce the risk of brain injury—so wear yours with pride!
If you'll be riding at night, make sure you’re riding with your lights on. You’ll also want to invest in reflectors for your bike and your clothes.
Know the laws and follow them. Ride with the flow of traffic, stay in your lane and use hand signals. It’s illegal to ride with headphones in, so unplug before you pedal.
When riding with friends, stay single-file to allow cars, pedestrians and other cyclists to use the roads and paths alongside you.
Biking is subject to the same DUI laws as driving in Colorado. So, if you've been drinking, it’s better to stay off the bike.

Looking for activities this summer?

Here are some Boulder activities to try:

Instructional classes at The Rec including martial arts, swim lessons, dance and more
Boulder Creek Festival: Saturday, May 25, to Monday, May 27
Bolder Boulder: Monday, May 27
IRONMAN Boulder: Sunday, June 9
Bike to Work Day: Wednesday, June 26
Tube to Work Day: Friday, July 12

Camping

Rocky Mountain National Park is right in our backyard, and there's no better way to explore it than with a camping trip. Whether you’re staying local or heading out of town, here’s what we recommend:

Speak with your primary care provider about any vaccinations you may want depending on where you'll be camping.
Check the rules and regulations of Rocky Mountain National Park before heading out.
Avoid food poisoning by packing food in tight, waterproof containers and keeping your cooler insulated. Be sure to sanitize your hands often. Separate raw foods from cooked foods, and cook meats to the appropriate temperature (bring along a meat thermometer to be sure).
Be smart about drinking water. Bring along your own bottled water, or research the water treatment method that works best for you. More information on doing so can be found on the CDC website.
Keep a first-aid kit stocked and ready to go. Review your basic health skills before leaving, like how to identify poison ivy, what to do if you see a wild animal, how to disinfect a cut and CPR.
Get social with the buddy system. Have someone looking out in case of an emergency and do the same for them, whether you’re hiking, kayaking, swimming or climbing.
Have all the gear you need ready to go. If you’re not ready to make the full investment, the Outdoor Program through the Rec Center rents out all kinds of gear to CU Boulder students!

If you have any questions about summer health, make an appointment with CU Boulder Medical Services. This can be done online at MyCUHealth or by calling the Medical Clinic at 303-492-5432.

Summer is just around the corner. That means you’ll have more opportunities to get outdoors, soak up some vitamin D and get active. Follow these tips to maximize your Colorado summer.

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Should you work out when you're sick?

Anonymous — Wed, 23 Jan 2019 18:17:27 +0000

Should you work out when you're sick? Anonymous (not verified) Wed, 01/23/2019 - 11:17

You just worked out all of the kinks in your workout routine and now…you’re sick. What do you do? Do you sweat through it or forsake the gym for a much-needed nap? Follow these tips for working out when you’re sick.

Listen to your body

If your symptoms are mild such as sniffles, sneezing or light coughing, you’re probably okay to continue your normal routine. Listen to your body, and use your best judgment based on the severity of your symptoms.

If you begin to experience more severe symptoms such as fever, nausea, headaches or diarrhea, the gym is a definite no-no. Exercising can often make matters worse and cause complications. Consult your healthcare provider about your symptoms, and allow time for your symptoms to improve.

Still debating whether or not you should exercise? Follow this simple rule of thumb: Only do as much as you’re up for. You may feel well enough for a yoga session, but the treadmill makes you queasy. Or perhaps you aren't feeling up for the gym at all, and that’s okay. Your body will thank you for squeezing in a couple of extra rest days.

Change up your workout

If your illness is manageable and you still plan to exercise, consider switching up your workout. Low-intensity activities such as walking, swimming, biking and yoga are great ways to exercise without throwing your system into overdrive. High-intensity training such as powerlifting, sprints, team sports and exercising in extreme temperatures can push your body to the limits, and may cause more harm in the long run. For this reason, try to keep your workouts short, ideally no more than 30 to 45 minutes, and focus on lower-impact options.

At-home workouts are also great for low-intensity and body-weight exercises. Plus, you can help prevent the spread of germs that may get your fellow gym-goers sick. However, if you choose to go to the gym, be sure to keep your germs to yourself. Cough into your elbow or sleeve, wash your hands frequently with soap and water (or use hand sanitizer) and always wipe down your equipment when you’re finished.

Be patient

If you’re experiencing a cold or the flu, chances are your symptoms will be sticking around for a while. Complete recovery can take up to 10 days, sometimes longer. For the best recovery and minimal disruption to your routine, we recommend avoiding exercise when your symptoms are at their worst. Once your symptoms begin to improve you can slowly work up to your normal routine. Start slow, keep your workouts short and give yourself ample time to get back into the swing of things.

You just worked out all of the kinks in your workout routine and now…you’re sick. What do you do? Do you sweat through it or forsake the gym for a much-needed nap? Follow these tips.

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